SPre-launch

Settle the bill before the table clears.

Friends self-claim what they ordered via text — no app install — and pay you directly. Multi-receipt trips settle as one cumulative total.

BetaiOS + Android · coming 2026
9:47
Live session4 of 4 in
Bar Pellegrino
Thursday · 8:47pm
ASMJYou + 3 friends
Burrata
A
$16.00
Margherita Pizza
SM÷2
Sarah·splitting with Marc, only had two slices
$22.00
Cacio e Pepe
J
$24.00
Negroni
Tap to claim
$14.00
Tiramisu
AS÷2
Alex·I've got Sarah's half – she covered me last week
$11.00
Your share
$21.50
Pay with Venmo

The check arrives. Someone puts it on their card. “I'll Venmo you” is a promise that resolves, on average, two weeks late. The friction was never the math — it's the install-an-app, build-an-event, chase-the-group-chat part. SplitGrub doesn't bother with any of that.

Trip Mode

One weekend, one settlement.

Four dinners, two cabs, the rental car. Add receipts as the trip happens. Settle at the end as one cumulative number per person.

Trustworthy OCR

Read it before you send it.

Azure prebuilt-receipt plus a vision LLM clean the photo. Anything we're unsure about gets flagged in yellow so you can fix it before friends see it.

No install

Friends just tap the link.

An SMS magic-link opens a fast web view. No download, no account, no Venmo-vs-Cash-App debate.

How it works

Three taps, check to settled.

The fastest path from “the check is here” to “everyone's settled,” with no group-chat negotiation in between.

  1. 01

    Scan the receipt.

    Open SplitGrub, point at the bill, snap. Twenty to forty seconds later you have a clean, line-by-line breakdown — tax and tip apportioned, anything iffy flagged for review.

    BAR PELLEGRINO
    nyc · 8:47 pm · tab #428
    Burrata16.00
    Margherita22.00
    Cacio e Pepe24.00
    Negroni14.00
    Tiramisu11.00
    TOTAL$87.00
  2. 02

    Friends claim what they had.

    Send the link in your group chat. They tap, type their first name, claim their items. Long-press to split a dish. You watch the totals fill in live.

    Burrata
    Margherita
    Cacio e Pepe
    Negroni
  3. 03

    Everyone pays you back.

    Each guest picks Venmo, Cash App, Zelle, PayPal, Apple Cash, or cash. SplitGrub hands them a pre-filled payment; it never touches the money itself.

    V
    Venmo
    @alex-stack
    $24.50
    $
    Cash App
    $alexstack
    $24.50
    Z
    Zelle
    alex@stack
    $24.50
Why SplitGrub

Splitwise was built for roommates. SplitGrub is built for dinner.

The old way
Make everyone register, build a running IOU ledger, and ping each other twice a month forever.

The category was designed in 2011 for housemates splitting rent and groceries. It treats every dinner like another row in a perpetual ledger — which is why your group chat is still arguing about a Thai place from October.

SplitGrub
Settle tonight. Move on tomorrow.

You open the link, claim three items, pay $24.50 in Venmo. Done. There is nothing to log into, nothing to remember, nothing to keep score with. That's the entire promise.

Built for the night

The check just arrived. Now what?

Friday dinner
+2

Six people, one bill, two cocktails apiece.

Two of you ordered the wine pairing. One's vegetarian. SplitGrub handles fractional claims, mixed orders, and a 22% tip without making anyone count out twenties.

$284.50 · 6 guests
Bachelorette weekend

Four dinners, settle once.

Turn on Trip Mode. Add receipts as the weekend happens — Friday's seafood place, Saturday's brunch, the rooftop bar, the airport tacos. Each person owes one cumulative number at the end.

Trip · 4 receipts
Work dinner

You expense it. Mostly.

Mark items as 'on the company,' let coworkers claim only what wasn't covered. You get an itemized PDF receipt for the expense report, they get a clean Venmo request.

Itemized receipt PDF
FAQ

The short version.

The longer version is in our user guide, which ships with the app.

Do guests need to install anything?

No. They tap the link in their texts, type their first name, and start claiming items. SplitGrub never asks them to register, and we never store their raw phone number — only a one-way hash, used to recognise the same person on a future invite.

Who handles the money?

Your friends pay you directly through whichever payment rail they prefer right from the app — Venmo, Cash App, Zelle, PayPal, Apple Cash, or cash in hand. SplitGrub is never between you and the money, so there are no transfer fees and no holds.

What if the OCR misreads something?

We re-run Azure's prebuilt-receipt model through a vision LLM that cleans up common errors. Anything we're not fully confident about — a smudged price, an unclear modifier — gets flagged in yellow on the host screen before you send anything. Tap to fix it; nothing goes out until you say so.

Can two of us co-host the same trip?

Yes. Trip Mode supports multiple hosts on a single event, and each host's settlement is tracked separately. Useful when the bachelorette weekend has one person handling restaurants and another handling the rental.

What is Trip Mode history?

Trip Mode bundles multiple receipts into a single weekend or event so everyone settles one cumulative number at the end. Trip Mode history is the archive of those bundles — every receipt, claim, and payment kept neatly together so you can look back six months later and remember who paid for what at the Airbnb. Recent trips stay free; we may charge a small fee for long-term archive access.

What does it cost?

Guests pay nothing, ever — not for the app, not on the payments themselves, not for anything. Hosts will pay a small fee; we're still working out the structure (monthly, per-event, free tier with paid extras) and we'd love your input — there's a one-question form below this FAQ.

Are there ads?

No. SplitGrub will never run ads. A money product loses its trust the moment it tries to sell you something on the side.

When does it ship, and on which platforms?

Both Android and iOS, coming mid-2026. The guest claim view is a web app already, so anyone on any phone can use SplitGrub the moment the host has it installed.

How you can help

Build it with us.

We'd rather hear the truth now than ship the wrong thing later. Tell us what you wish existed — and what you've put up with from other apps that you'd rather never see again.

The two questions we keep asking
What would you love? What would you hate to see again?
Either field works. Anonymous unless you've joined the waitlist.
Help us price it

What feels fair for hosts?

Guests will always pay nothing. Hosts will pay a small fee so we can keep the lights on without ads. We haven't picked a structure yet. We'd rather hear it from you first.

Three things you won't pay for
No payment fees. No ads. No data sold. Ever.
Pick the one that feels right
1 of 1
What's the most you'd pay per month?$5.00
$0$7$15+
Anonymous. Tied to your waitlist email if you've joined.
SplitGrub

The check is on the table.

Drop your email. We'll send the beta invite the day SplitGrub ships, and never spam you in between.